Terms of use.

By using this website, you agree to these terms. If you do not agree with them, please do not use the site. We may update these terms as the site changes — see “Changes to these terms” below.

Nothing on this website — including the Title Premium Calculator, Seller Net Sheet, Buyer Cash-to-Close Calculator, Property Tax Proration Calculator, Title Commitment Guide, glossary, or coverage area information — is a title insurance policy, a commitment to insure, an escrow agreement, legal advice, or a substitute for reviewing your actual closing documents. Estimates produced by the calculators are for planning purposes only; actual premiums, credits, prorations, and closing costs are determined by your specific transaction, applicable rate filings, and final settlement figures. If you have questions about an actual file or transaction, contact us directly or consult the professionals handling your closing.

You agree to use this website only for lawful purposes. You agree not to:

• Use the site in any way that violates applicable law or regulation.
• Attempt to gain unauthorized access to any part of the site, our systems, or other users’ information.
• Interfere with or disrupt the site’s operation, including through automated scraping, excessive automated requests, or attempts to bypass security measures.
• Submit false, misleading, or fraudulent information through any form on this site (including the contact form, calculators, or event registration).
• Use content from this site to build a competing product or service without our permission.

Some features — event registration and paid continuing education classes — require information such as your name, email, and, for paid events, payment through our processor, Stripe. You are responsible for the accuracy of the information you submit and for any registration made under your name or email. Event-specific details (pricing, cancellation, and rescheduling) are as stated on that event’s page at the time you register.

The text, graphics, logos, and other content on this site belong to Title Ten HQ or its licensors and are protected by copyright and other laws, except where noted otherwise. You may view, print, or download pages of this site for your own personal or internal business use in connection with a transaction involving Title Ten HQ. You may not otherwise reproduce, republish, or distribute content from this site without our permission.

This site links to, or uses, third-party services including Stripe (payment processing) and Cloudflare Turnstile (spam protection on the contact form); it may also link to third-party underwriter or association websites. We don’t control those third parties and aren’t responsible for their content, availability, or practices. Use of a third-party service is subject to that provider’s own terms.

This website and its content are provided “as is,” without warranties of any kind, express or implied. While we work to keep information on this site — including coverage areas, licensing status, and calculator logic — accurate and current, we don’t guarantee that any page, tool, or estimate is complete, error-free, or uninterrupted at all times.

To the fullest extent permitted by law, Title Ten HQ is not liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this website. This does not limit any liability that cannot be limited under applicable law, and it does not apply to the separate contractual obligations Title Ten HQ takes on in an actual title, escrow, or closing engagement — those are governed by that engagement’s own signed agreement, not by this website.

These terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules.

We may revise these terms as the website changes. The “Last updated” date above reflects the most recent revision. Continued use of the site after a change means you accept the updated terms.

Questions about these terms can be directed to us through our contact form or (855) 848-5310.